Condo Consult reviews condominium projects against Fannie Mae guidelines and works directly with the association to fix what's blocking financing — so selling your home is never an issue.
Every condo review rests on four pillars — the four things a lender scrutinizes most. We check each one and tell the association exactly what to fix before it holds up a closing.
A professional audit of the annual budget and reserves against Fannie Mae's funding threshold — the line that quietly sinks the most projects.
We check property, liability, fidelity, and flood coverage against Fannie Mae's required limits — and flag gaps before an underwriter does.
A line-by-line review of the condo questionnaire (Form 1076) — full or limited — to catch the answers that make a project non-warrantable.
A read of your Declaration, bylaws, articles, and rules — for the rental caps, ownership limits, and provisions that can quietly make a project ineligible.
The agent bringing us a stuck deal and the association getting its project financeable have very different jobs — so each gets a portal built for them.
Getting warrantable is only half of it. While your subscription is active, every time a unit in your community is bought, sold, or refinanced and a lender starts asking questions, we step in and handle it — we answer the lender directly, hand over the documentation, and keep the closing moving. Your HOA or property manager never has to drop everything to field a lender request again.
This needs to be the Fannie Mae Form 1076, filled out completely. Download the blank form below, have your board or manager complete it, and send it back.
↓ Download the blank Form 1076 (PDF)The budget your board adopted for the fiscal year, now in effect.
Master property and general liability, plus fidelity where it applies. Connect us with your insurance company, and we'll handle the rest.
All of the Declarations, Bylaws, Articles, and current Rules and Regulations. Scanned copies are fine.
A reserve study, an active special assessment, an engineer or milestone inspection, a flood policy, or new-construction paperwork. If none of that describes you, none of it enters the review.
We'll never ask you for anything that isn't relevant to obtaining and keeping your compliance and warrantability. Our focus is narrow on purpose — the conventional-lending requirements that keep your condo financeable, so you're never stuck in your home.
Condo Consult gives associations clear, actionable guidance so they stay compliant, properly insured, and lending-ready — without wading through Fannie Mae's rulebook themselves.
We're a specialist shop, scoped to one thing: getting condominium projects through the warrantability requirements that conventional financing depends on.
Alternative financing options can be recommended.
Whether you're working the deal or you sit on the board, there's a portal built for your side. Pick the one that fits and get the project moving.