Condo Consult is a bridge between what lenders require and what your association can provide. We translate Fannie Mae's condo rules into a clear picture — and the documents to back it up — so buyers and sellers have an easier pathway to home buying.
One document that answers the question every lender asks: is this project eligible for conventional financing? We assemble it from four specialist reviews and deliver it in language your board and an underwriter can both use.
Instead of an underwriter chasing your association for scattered documents, they get a single, organized report showing exactly where the project stands against Fannie Mae guidelines — with the proof behind every finding.
Warrantable or not, you'll know — and if something's standing in the way, we tell you precisely what it is and what it takes to fix it, so future lending decisions will happen very smoothly and easily for your association.
These are the four areas an underwriter evaluates on every condo project. We review each in depth, reconcile the numbers to the penny, and flag anything that needs attention.
We confirm the operating budget is balanced and that reserves meet Fannie Mae's threshold — including the higher standard coming in 2027 — and surface issues like delinquency levels, special assessments, or outstanding HOA loans before a lender does.
We review the master policy for 100% replacement-cost coverage, required liability and fidelity limits, ordinance & law, deductibles within Fannie Mae limits, and flood status — and confirm the details in writing so financing never stalls on a coverage gap.
We work through the full condo questionnaire: owner-occupancy and investor concentration, litigation, commercial space, single-entity ownership, and every other eligibility check — the items that most often make a project non-warrantable.
We read the governing documents themselves — the recorded Declaration, bylaws, articles and rules — for the provisions Fannie Mae cares about: rental and leasing restrictions, right of first refusal, owner-occupancy and single-owner limits, and any language that would make the project ineligible on its own.
Warrantability changes over time — and every future sale brings a new lender with new questions. Your subscription keeps someone watching, and someone answering, long after the first report.
This is one of the biggest things we do. Any time a unit in your community is bought, sold, or refinanced, the buyer's lender comes with a stack of questions and document requests — the exact burden that lands on your board or manager. With an active subscription, we take that entirely off your plate: we respond to the lender directly, provide the warrantability documentation, and clear the questions fast to expedite the closing. Your community keeps transacting; your team keeps its time.
We track Fannie Mae rule changes, insurance renewals, reserve thresholds and loan-maturity dates, and alert you before any of them affects your status.
When your budget, policy, or questionnaire changes, we re-review the affected area and refresh your standing — so your report is never stale when a buyer needs it.
A real person who knows your project, reachable in your portal, to answer questions from your board, your agent, or a lender.
For associations that want the strongest possible standing, we go beyond warrantability and pursue a formal approval through Fannie Mae's Condo Project Manager (CPM) — the highest level of assurance a lender can rely on.
We prepare and submit your project into Fannie Mae's CPM for full review, and manage the process end to end — so an approval is on record rather than assessed loan by loan.
This is included in our Premium monitoring plan, alongside unlimited re-reviews, rush service and quarterly check-ins.
Carry the burden of proving your project meets lending requirements? We do that work for you — and keep it current — so your community stays sellable.
Don't let a warrantability wall kill a listing. We diagnose the issue on a specific building and give you a path to get the deal financeable.
Get a single, organized report to support your eligibility determination — with the documentation behind every finding, ready for your file.
Tell us about your project and its size — that sets your pricing.
Send your budget, master policy, questionnaire, and governance documents through your secured portal.
Our specialists review all four areas and reconcile every number.
A clear warrantability verdict, and ongoing monitoring and support to bring your association current.
Start with a review and get a straight answer on where your condo project stands with Fannie Mae — and exactly what it takes to fix anything in the way.